Spring is the season of renewal refresh not just your home but your finances too
Spring 2024 is here, And wow, we made it this far! But are you feeling the pinch? No money to do the things you want, like taking the family out, joining friends for a beach day, or even just escaping for a weekend camping trip? Maybe your daughter had to settle for a less-than-perfect dress […]
Navigating Debt Counselling
Understanding the Process and Choosing the Right Support Are you waking up each morning feeling overwhelmed by the weight of debt and financial strain? Are creditors hounding you for payments, leaving you stressed and sleepless? It’s time to take action and address your debt and income challenges head-on. The Current Financial Landscape In today’s […]
The Truth About Debt Mediation and the pitfalls
This week we are talking about debt mediation and the pitfalls. In South Africa, countless consumers grapple with the onerous task of meeting their monthly debt obligations, often experiencing overwhelming feelings of despair and an urgent need for assistance in reducing their debt instalments. Yet, all too frequently, individuals lacking a comprehensive understanding of their […]
Debt prescription
You’ve worked hard to improve your credit rating, aiming for that dream home or car, only to face disappointment when an old, prescribed debt reappears on your credit report. Often, creditors sell old accounts to debt collectors who claim you must pay, even after the debt has prescribed. What is Debt Prescription? In South Africa, […]
Consumers digging deep to afford monthly debt obligations and living costs
South Africans with credit agreements are feeling the pressure of increasing instalments of debt repayments South Africans are financially exhausted after three tough years, surviving the Covid pandemic, growing inflation, rising interest rates, groceries and fuel price increases and living costs becoming more and more expensive, forcing consumers to cut down on essential family spending […]