How to minimize spending over the festive holidays

Festive season celebrations: How to minimize spending. In this week’s blog, we here at Consumer Debt Support (CDS) would like to share more on this topic, the season of giving and sharing. We all have to prepare ourselves well in advance for the festivities of holiday visitors, Christmas and New...

Voluntary Surrender of a vehicle

Voluntary Surrender of a vehicle In this week’s blog, Consumer Debt Support (CDS) takes a look into how and when a consumer can surrender a vehicle to the bank or his collection agent. One needs to understand the ramifications and impact of a voluntary surrender or summary default judgement and...

What do you know about pawning your car for a loan

In this week’s blog, Consumer Debt Support (CDS) would like to take a deeper in-depth look into the growing market of consumers pledging (pawning vehicles as collateral) their vehicles for loans. What are the National Consumer Regulator’s (NCR) views on this type of loan agreement and is this business practice...

Finding balance between lending and spending

In today’s blog, we discuss balance in healthy lending versus spending. Let us start with the credit report which is a vital part when you are over 18 and seen as an adult who may have access to credit. When a credit report has a bad scoring or low scoring,...

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